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MEDICARE

Agent Joey Torregrossa is your MEDICARE SPECIALIST and can guide you through the entire process.
  •  OPEN ENROLLMENT - October 15 - December 7

 

  • MEDICARE PART A / B   - Once you have confirmation of  Medicare Part A - Hospital coverage (FREE) AND Medicare Part B - Medical coverage ($134.00)  NOTE:  The biggest single concern with having only Medicare and not another plan, is there is no maximum out of pocket with Medicare.  This Means you can lose tens and hundreds of thousands of dollars in co-pays!

 

  • MEDICARE SUPPLEMENTS - Plans A-N  HIGH Deductible Plans   /  Plan F "No Hassle Plan

 

       Why Plan F is No Hassle?   

 

        1.  NO Co-pays

        2.  NO Deductibles

        3.  NO Out of Pocket Maximums

        4.  Total Choice of ANY doctor that ACCEPTS Medicare

        5.  Any co-pay that Original Medicare does not cover Plan F pays.

 

  • MEDICARE ADVANTAGE PLANS (Part C) - These plans include HMO's and PPO's

 

       Advantage Plans:   Co-pays for doctors * Co-pays for hospitals 

       These plans usually include Part D (Prescription Drug Coverage) for no additional cost

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  • Remember that we are licensed for every product type and have every major company.

  • We offer all companies and products.

  • Watch out for agents who push “no-name” B-rated companies that are known for big rate increases and STILL are higher priced than the  A-rated companies to begin with.

  • My companies include:  Anthem Aetna, Humana, Cigna, Mutual of Omaha, Equitable, United Healthcare, and MORE

  • PLAN F is NOT going away if you are an existing Plan F client.  In the year 2020, Plan F will no longer be available to new subscribers.  If you get a notice or phone call about your Plan F supplement disregard. Call us with any questions.

 

 

 

© 2018 by Rose Mary Torregrossa